These benefits are not available with Free Checking accounts opened prior to 3.11.06.

Account will be closed if not funded within 30 days of being opened.

• Annual Percentage Yield (APY) on Statement Savings effective as of 08/25/2006. After account is opened, interest rate and APY may change at bank's discretion. This APY is available on all balance tiers ($1-$999 tier and $1,000+ tier) currently, but we reserve the right to set rates based on balance. Minimum balance to open is $1. Special APY on Statement Savings account is available only when these accounts are opened online together and both remain open. Fees may reduce earnings.
• You can get your Statement Savings started by making a deposit by mail, visiting a financial center or using our online transfer service.
• Just order your checks from us by choosing one of our select free styles.
• ATM operator may charge a fee.
• If your account is open and in good standing on your anniversary date, you'll receive a $.03 reward for each Debit MasterCard purchase transaction made within the last year, up to $250.